Rated 4.9/5 by 12,000+ customers

Your Path to Better CreditStarts at the Horizon

Join 50,000+ Americans who've taken control of their financial future with AI-powered credit repair.

Get Free Credit Analysis See How It Works

Bank-Level Security

50,000+ Score Improvements

BBB A+ Rated

Accredited Business

Inc. 5000

Fastest Growing

SOC 2 Certified

Enterprise Security

CROA Compliant

Fully Licensed

How It Works

Our proven 4-step process has helped over 50,000 Americans improve their credit scores and achieve their financial goals.

Analyze

We pull your credit reports from all three bureaus and our AI analyzes every detail to identify errors and opportunities.

Identify

Our experts pinpoint inaccurate, unverifiable, or unfair negative items that may be hurting your score.

Dispute

We create and send customized dispute letters to credit bureaus and creditors on your behalf.

Track

Monitor your progress in real-time through our app. Watch your score improve as items are removed.

Real People, Real Results

Join thousands of Americans who've transformed their financial futures with Horizon.

"I was stuck in a cycle of high-interest loans because of my credit. Horizon helped me remove 4 negative items and raise my score by over 120 points. I finally bought my first home!"

Sarah M.*Representative example

Texas

Before

598

→

After

721

+123 pts

*Representative examples based on typical client experiences. Individual results may vary based on personal credit history and circumstances. These testimonials illustrate potential outcomes and do not guarantee specific results. Credit repair outcomes depend on various factors including the nature and age of negative items on your report.