Choose the plan that fits your needs. No hidden fees, no long-term contracts. Start with a free credit analysis.
Essential credit repair for getting started
+ one-time $14.99 setup fee
What's included:
Not included:
Comprehensive repair with priority service
+ one-time $14.99 setup fee
What's included:
Not included:
Maximum results with concierge service
+ one-time $14.99 setup fee
What's included:
Try Horizon risk-free. If you're not completely satisfied with our service within 90 days, we'll refund every penny. No questions asked.
| Features | Basic | Premier | Premier Plus |
|---|---|---|---|
| Monthly disputes | 5 | 15 | Unlimited |
| Credit monitoring | Monthly | Real-time | Real-time |
| AI dispute optimization | — | ||
| Creditor interventions | — | ||
| Personal specialist | — | Dedicated team | |
| Identity theft protection | — | — | |
| Support response | 48 hours | 24 hours | 4 hours |
| 1-on-1 strategy calls | — | — | Monthly |
| Score guarantee | — | — |
Most clients see their first removals within 30-45 days. Significant score improvements typically occur within 3-6 months, depending on the complexity of your credit situation.
Yes! There are no long-term contracts. You can cancel your subscription at any time with no cancellation fees.
If you're not satisfied with our service within the first 90 days, we'll refund your payments in full. No questions asked.
While we can't guarantee specific point increases (as results vary based on individual credit situations), our Premier Plus plan includes a score improvement guarantee - if your score doesn't improve, you don't pay.
We'll need your basic personal information and consent to pull your credit reports. The entire signup process takes about 5 minutes.
Absolutely. We use bank-level 256-bit encryption, are SOC 2 certified, and never share your information with third parties. Your data security is our top priority.
Start with a free credit analysis. No credit card required.
Get Your Free Analysis*Score improvement guarantee applies to Premier Plus members only. If your credit score does not improve after 6 months of active service, we will refund up to 6 months of service fees. Terms and conditions apply. Results vary based on individual credit situations. Horizon Credit Repair is not a law firm and does not provide legal advice. Services are provided under the Credit Repair Organizations Act (CROA).