Identity theft can be devastating. Our expert team specializes in helping victims restore their credit, remove fraudulent accounts, and protect their financial future. You don't have to face this alone.
1.4M
Identity theft reports in 2023 (FTC)
$10.2B
Total losses to identity theft
33%
Victims experience repeat fraud
6+ months
Average recovery time without help
Recognizing identity theft early can minimize damage. Watch for these red flags:
Credit cards or loans you didn't open appearing on your credit report
Receiving bills for services or products you never purchased
Debt collectors contacting you about debts you don't recognize
Being unexpectedly denied for credit, loans, or services
Expected financial statements or bills not arriving
Tax return issues or notices about income you didn't earn
We follow a comprehensive, legally-compliant process to restore your identity and credit as quickly as possible.
We immediately place fraud alerts with all three credit bureaus, making it harder for thieves to open new accounts in your name.
Our experts thoroughly analyze your credit reports from Experian, Equifax, and TransUnion to identify all fraudulent activity.
We prepare and file disputes with credit bureaus and creditors for every fraudulent account, following FCRA guidelines.
We help you file an Identity Theft Report with the FTC and assist with police reports if needed.
We contact creditors directly to report fraud and request account closure and removal from your credit report.
Continuous monitoring of your credit to catch any new fraudulent activity and ensure removed items stay off.
Time is critical. Take these steps immediately while we prepare your full recovery plan:
1. Place a fraud alert
Call any one credit bureau (they must notify the others): Experian (888-397-3742), Equifax (800-525-6285), or TransUnion (800-680-7289)
2. Report to the FTC
File a report at IdentityTheft.gov to create your official Identity Theft Report
3. File a police report
Contact your local police department with your FTC Identity Theft Report
4. Contact Horizon Credit
Let our experts take over the complex recovery process while you focus on your life
The average identity theft victim spends over 200 hours trying to resolve issues on their own. Our experts can handle everything for you, faster and more effectively.
Start Your Recovery Today